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BRIGHTON)

Advertisements.

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THE * WATERBURY.

A PERFECT TIMEKEEPER.

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, and have found that 101 VIIC WHUIC Hiom it unu mor vary two minutes from correct Greenwich time. I now prefer it to my former and much more expensive watch, and consider it an excellent timekeeper for workmen and others connected with electric lighting."

INSURANCE will be paid by the WATERBURY WATCH CO. to any wearer of a Waterbury killed by Railway Accident in Great Britain or Ireland during 1887 (Railway servants excepted).

VT THE COUNTRY AT THE DEPOTS & AGENCIES OF THE CO., all W. H. SMITH & SON'S Bookstalls.

17, HOLBORN VIADUCT, LONDON, E.C.

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SCOTTISH PROVIDENT

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INSTITUTION.
EDINBURGH: 6, St. Andrew Sq. LONDON : 17, King William St., E.C.

THIS SOCIETY differs in its principles from other Offices.

INSTEAD of charging rates higher than are necessary, and returning the excess in the shape
of periodical Bonuses, it gives from the first as large an Assurance as the Premiums will with
safety bear-reserving the Whole Surplus for those members (a majority of the whole)
who have lived long enough to secure the Common Fund from loss.
A Policy for £ 1,200 to £1,250 may thus at most ages be had for the Premium usually charged for (with
profits) £ 1,000 only; while, by resei ving the surplus, large additions have been given-and may be
expected in the future-on the Policies of those who participate. At last division of Profits, Policies
for £ 1,000 sharing a first time were increased to sums varying from £1,180 to £1,300, or more. Others
were raised to £1,400, £1,700, and upwards.
The NEW BUSINESS (entirely home) has for many years exceeded A MILLION.

The EXPENSES are under those of any Office doing so large a new business.
The ACCUMULATED FUND is now upwards of £5,500,000.

Only Two Offices in the Kingdom (both older) have as large a Fund.

Examples of Premiums for £100 at Death-With Profits.
Payable Limited to
duraya

Payable" Limited to

| Age. | during Life. 21 payments.

Limited to Payable

Age. | during Life. 21 payments. during Life. 21 payments.

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* Thus, a person of 30 may secure £ 1,000 at Death by a yearly payment, during life, of £ 20-159. This
Premium in any other of the Scottish Mutual Offices would secure £800 only, instead of £1,000.
[The non-participating rates of other Offices differ little from these, so that assurers with them virtually throw

away the prospect of additions without any compensating advantage.]
OR, if unwilling to burden himself with payments during whole life, he may secure the same 61,
twenty-one yearly payments of £ 27 135. 4d.-being thus free of payment after age 50.

† At age 40 the Premium ceasing at age 6o, is, for £1,000, £ 33 145, 2d., being about the same
Offices require to be paid during the whole term of life. Before that time the Policy will have sh
at least one division of profits.

WHOLE-WORLD LICENSES AND NON-FORFEITURE OF POLICIES.
The conditions relating to these important matters have recently been revised.

Policies after five years (with certain necessary exceptions) are now free from restrict . residence, and unchallengeable on any ground but fraud.

Policies may be revived (after the month of grace) at any time within a year withou of health. In case of death intervening, the full sum is payable, under deduction of ai

Claims payable One Month after proof of Death.
REPORTS with STATEMENT OF PRINCIPLES may be had on application.

JAMES WATSON, Manager.
J. MUIR LEITCH, London Secreta

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