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It is hard to be without money. To get on without it is like travelling in a foreign country without a passport-you are stopped, suspected, and made ridiculous at every turn, besides being subjected to the most serious inconveniences. The want of money

I here allude to is not altogether that which arises from absolute poverty —for where there is a downright absence of the common necessaries of life, this must be remedied by incessant hard labour, and the least we can receive in return is a supply of our daily wants—but that uncertain, casual, precarious mode of existence, in which the temptation to spend remains after the means are exhausted, the want of money joined with the hope and possibility of getting it, the intermediate state of difficulty and suspense between the last guinea or shilling and the next that we may have the

good luck to encounter. This


this unwelcome interval constantly recurring, however shabbily got over, is really full of many anxieties, misgivings, mortifications, meannesses, and deplorable embarrassments of every description. I may attempt (this Essay is not a fanciful speculation) to enlarge upon a few of thenı.

It is hard to go without one's dinner through sheer distress, but harder still to go without one's breakfast. Upon the strength of that first and aboriginal meal, one may muster courage to face the difficulties before one, and to dare the worst : but to be roused out of one's warm bed, and perhaps a profound oblivion of care, with golden dreams (for poverty does not prevent golden dreams), and told there is nothing for breakfast, is cold comfort for which one's halfstrung nerves are not prepared, and throws a damp upon the prospects of the day. It is a bad beginning. A man without a breakfast is a poor creature, unfit to go in search of one, to meet the frown of the world, or to borrow a shilling of a friend. He may beg at the corner of a street-nothing is too mean for the tone of his feelings-robbing on the highway is out of the question, as requiring too much courage, and some opinion of a man's self. It is, indeed, as old Fuller, or some worthy of that age, ex

presses it, “the heaviest stone which melancholy can throw at a man,” to learn, the first thing after he rises in the morning, or even to be dunned with it in bed, that there is no loaf, tea, or butter in the house, and that the baker, the grocer, and butterman have refused to give any farther credit. This is taking one sadly at a disadvantage. It is striking at one's spirit and resolution in their very source,—the stomachit is attacking one on the side of hunger and mortification at once; it is casting one into the very mire of humility and Slough of Despond. The worst is, to know what face to put upon

the matter, what excuse to make to the servants, what answer to send to the tradespeople ; whether to laugh it off, or be grave, or angry, or indifferent; in short, to know how to parry off an evil which you cannot help. What a luxury, what a God’s-send in such a dilemma, to find a half-crown which had slipped through a hole in the lining of your waistcoat, a crumpled bank-note in your breeches-pocket, or a guinea clinking in the bottom of your trunk, which had been thoughtlessly left there out of a former heap! Vain hope ! Unfounded illusion! The experienced in such matters know better, and laugh in their sleeves at so improbable a suggestion. Not a corner, not a cranny, not a

pocket, not a drawer has been left unrummaged, or has not been subjected over and over again to more than the strictness of a custom-house scrutiny. Not the slightest rustle of a piece of bank-paper, not the gentlest pressure of a piece of hard metal, but would have given notice of its hiding-place with electrical rapidity, long before, in such circumstances. All the variety of pecuniary resources, which form a legal tender in the current coin of the realm, are assuredly drained, exhausted to the last farthing before this time. But is there nothing in the house that one can turn to account? Is there not an old family-watch, or piece of plate, or a ring, or some worthless trinket that one could part with ? nothing belonging to one's-self or a friend, that one could raise the wind upon, till something better turns up? At this moment an old-clothes man passes, and his deep, harsh tones sound like a premeditated insult on one's distress, and banish the thought of applying for his assistance, as one's eye glances furtively at an old hat or a great coat, hung up behind a closetdoor. Humiliating contemplations! Miserable uncertainty! One hesitates, and the opportunity is gone by; for without one's breakfast, one has not the resolution to do any thing !--The late Mr Sheridan was often reduced to this un

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