JAMES WILLIAM GILBART, F.R.S.
GENERAL MANAGER OF THE LONDON AND WESTMINSTER BANK.
"The best security against mismanagement of banking affairs must ever be
found in the capacity and integrity of those who are entrusted with the admini-
stration of them, and in the caution and prudence of the public; but no legislative
regulation should be omitted which can increase and ensure the stability of
establishments upon which commercial credit so much depends."-Speech from
the Throne in 1837.
LONGMAN, BROWN, GREEN AND LONGMANS.